Debt counseling in Ludwigshafen

The credit agency Creditreform published in the Debtor Atlas 2017 that the number of overindebted Germans tends to increase again. Ludwigshafen does not necessarily fare well in the statistics collected. The chemical city had an over-indebtedness rate of 15.81 percent in 2017. This is an increase of 0.54 percent compared to the previous year, because in 2016, 15.27 percent of the inhabitants of Ludwigshafen were still affected by over-indebtedness . Thus, the debt counseling in Ludwigshafen is increasingly in demand .

Debt counseling centers in Ludwigshafen

NAME AND FOCUS ADDRESSES AND CONTACT
BGZ Rhine Neckar
(Debt counseling, insolvency assistance and restructuring)
BGZ Rhine Neckar
At the city wall 3
67071 Ludwigshafen
Germany

Telephone: 0621-1815043

website

Debt counseling center Ludwigshafen
(Debt)
Debt counseling center Ludwigshafen
Europaplatz 1
67063 Ludwigshafen
Germany

Telephone: 0621 5042659

website

Lawyer Michael Wenni
(Area of ​​law including insolvency law)
Lawyer Michael Wenni
Dammstr. 18
67059 Ludwigshafen
Germany

Telephone: 0621 59146971

website

Where can overindebted citizens in Ludwigshafen get help?

Those who urgently need to reduce their accumulated debts in Ludwigshafen in order to get out of financial distress can seek advice and help from a debt counseling center in Ludwigshafen. As a rule, public institutions such as non-profit associations or associations provide comprehensive advice on all financial matters .

The debt counseling service in Ludwigshafen is free of charge if you visit one of the mentioned consulting offices. However , this usually involves longer waiting times than if you entrust yourself to a specialist lawyer for insolvency law . However, this is only possible for a corresponding payment . Lawyers do not work for free, but usually faster .

In no event at such a free debt counseling in Ludwigshafen am Rhein are awarded loans or provided guarantees. In addition, there are a number of conditions which must be met from the perspective of debt counselors in order to successfully help debtors:

  • a high level of self-motivation of the debtor and active cooperation,
  • All the numbers must come to the table , because the obligation to disclose all debts applies.
  • In addition, affected persons may not accept new debts .

What services does the debt counseling service in Ludwigshafen cover?

A debt counseling center in Ludwigshafen am Rhein, for example, helps to hold discussions with creditors and to negotiate with them .

In addition, the over-indebtedness of the debtor is accurately analyzed to a suitable concept for each time consulting first debt relief to be able to develop.

If there is no other way out of the debt trap than to apply for and execute a personal bankruptcy, then the debt counseling service in the city of Ludwigshafen will also help you here.